The following sets forth the policies for the collection and use of personally identifiable information (“Information”) by Your Financial Assist in connection with its operation of this website (the “Site”). Your Financial Assist takes its obligations regarding privacy very seriously, and it wants to ensure users are fully informed about the Information they are providing to it.
Collection of Information.
Each User by selecting “Get Help Now” gives their “prior
express written consent,” as defined in the Telephone Consumer Protection Act, 47
U.S.C. §§ 227 et seq., all implementing regulations (47 C.F.R. § 64.1200 (f)(8)), and all
applicable FCC rulings and orders (collectively, the “TCPA”) to be contacted via SMS
messages from RXMG and other parties.
In connection with the Site, Your Financial Assist may collect Information in the following ways:
Through registration forms filled out by a user on the Site
Through Information provided by a user in connection with the purchase of products or services on the Site
Through the maintenance and analysis of Web server logs
Via e-mail sent by a user to Your Financial Assist
Through the use by Your Financial Assist of third-party databases from which user Information is extracted and combined with Information obtained byCredit Card Chest through other means.
Your Financial Assist may also collect non-personally identifiable information from users via “cookies” (small text files placed by Your Financial Assist on user computers), single-pixel GIF image files (also called “Web beacons”), Web server log analysis and other similar technological means. Such non-personally identifiable information may be used to track site trends and enhance the user experience, and may be shared with third parties.
To the extent third parties may place advertising on the Site, such third parties may utilize cookies or other technological means within the advertising to collect and utilize non-personally identifiable information. Your Financial Assist is not responsible for information collected by third parties in this manner, nor for the collection or use of Information by other sites to which the Site is linked.Consumers information will not be sold and shared with any third parties for any reasons not linked to processing orders.
Types of Information Collected by Your Financial Assist.
The following types of Information about a user are among those that may be collected by Your Financial Assist in connection with the Site:
Cellular telephone number
Other technical information collected by the Site’s servers.
No Collection of Information from Children.
The Site is not intended for users under the age of 18, nor does Your Financial Assist knowingly collect or retain Information in connection with the Site from children under the age of 13.
Use of Information.
Your Financial Assist may use Information collected in connection with the Site in the following ways:
To provide requested information, products and services to users
To provide to trusted 3rd party marketing partners who may market services or products of interest to you via email.
To provide Direct Energy, Discount Power, Eligo Energy, IDT Energy, Residents Energy, Indra Energy, WGL Energy, Titan Gas & Power,Starion,Park Power, UMG who may market services or products of interest to you via email and SMS messages.
To improve the user experience with the Site
In connection with the operation of the Site and Your Financial Assist’s internal business
In connection with other Sites or offline businesses owned or operated by Your Financial Assist
To contact users about products and services offered by Your Financial Assist as well as selected third parties.
To provide to third parties for data processing in relation to services or information requested by users
To provide to third parties whose products and services have been requested by users
Access to Information.
Users may modify and correct certain Information through a written request sent to Your Financial Assist, P.O. Box 20686 Houston, Tx 77025.
Opting Out from Offers from Your Financial Assist
At any time, a user may opt out from receiving future offers from Your Financial Assist by following the instructions contained within each marketing communication. Such opting out will not apply to any communications from third parties to whom Your Financial Assist may have provided Information regarding the user. Third parties’ use of the Information is subject to such parties’ own privacy policies, for which Your Financial Assist shall not be responsible.
Last Revised: November 6, 2014
Your Financial Assist (the “Site(s)”) are online information services provided by Your Financial Assist subject to your compliance with the terms and conditions set forth below. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. Your Financial Assist MAY MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED OR REPEATED ACCESS OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.
1. Copyright, Licenses, Idea Submissions and Trademarks.
The entire contents of the Site are protected by all applicable copyright and trademark laws. The owner of the copyrights and trademarks is Credit CardChest, its affiliates, successors, beneficiaries, or other third party licensors. YOU MAY NOT COPY, MODIFY, REPRODUCE, REPUBLISH, POST, UPLOAD, OR DISTRIBUTE OR TRANSMIT, IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS, CODE AND/OR SOFTWARE. You may only print and download portions of material from the different areas of the Site solely for your own non-commercial use on the condition that you agree not to change or delete any copyright or proprietary notices from the site(s). You agree to grant to Your Financial Assist a non-exclusive, royalty-free, worldwide, perpetual license, with the right to reproduce, distribute, transmit, sub-license, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of the Site (such as bulletin boards, forums and newsgroups) or by e-mail to Your Financial Assist by all means and in any media now known or hereafter developed. You also grant to Your Financial Assist the right to use your name in connection with the submitted materials and other information as well as in connection with all advertising, marketing and promotional material related thereto. You agree that you shall have no recourse against Your Financial Assist for any alleged or actual infringement or misappropriation of any proprietary right in your communications to Your Financial Assist Publications, products, content or services referenced herein or on the Site are the exclusive trademarks or servicemarks of Your Financial Assist Other product and company names mentioned in the Site may be the trademarks of their respective owners.
2. Use of the Site and Disclaimer of all Warranties.
You understand that, except for information, products or services clearly identified as being supplied by Your Financial Assist sites, Your Financial Assist does not operate, control or endorse any information, products or services on the Internet in any way. Except for sites mentioned above, identified information, products or services, all information, products and services offered through the Site or on the Internet generally are offered by third parties, that are not affiliated with Your Financial Assist or sites. You also understand that Your Financial Assist cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Site for the reconstruction of any lost data.
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THE SITE AND THE INTERNET. Your Financial Assist PROVIDES THE SITE(S) AND RELATED INFORMATION “AS IS” AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND CreditCards Champ SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY. Your Financial Assist DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE SERVICE WILL BE CORRECTED.
YOU UNDERSTAND FURTHER THAT THE PURE NATURE OF THE INTERNET CONTAINS UNEDITED MATERIALS. Credit Card ChestHAS NO CONTROL OVER AND ACCEPTS NO RESPONSIBILITY WHATSOEVER FOR SUCH MATERIALS.
By submitting my information I also agree to receive relevant daily email from Your Financial Assist and CreditCardCommittee. In accordance with the Telephone Consumer Protection Act (TCPA) of 1991 an amended effective Oct, 16, 2013. By entering your information and checking this message you are authorizing Live Lead Gateway, Inc the use of automated dialer and/or SMS text (std msg rates may apply) to contact you for follow up calls. You understand that consent is NOT a condition of purchase.
Your Financial Assist makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-Your Financial Assist web site(s), please understand that it is independent from Your Financial Assist, and that Your Financial Assist has no control over the content on that web site. In addition, a link to a Your Financial Assist web site does not mean that Your Financial Assist endorses or accepts any responsibility for the content, or the use, of such web site.
3. LIMITATION OF LIABILITY.
IN NO EVENT WILL Your Financial Assist BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL, OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF Your Financial Assist OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS OR INFORMATION DOWNLOADED THROUGH THE SITE(S). BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, Your Financial Assist LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
You agree to indemnify, defend and hold harmless Your Financial Assist, its affiliates, successors, joint venturers, partners, officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including but not limited to negligent or wrongful conduct) by you or any other person accessing the Service.
5. Third Party Rights.
The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of Your Financial Assist and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.
6. Term; Termination.
This Agreement may be terminated by either party without notice at any time for any reason. The provisions of paragraphs 1 (Copyright, Licenses and Idea Submissions), 2 (Use of the Service), 3 (Indemnification), 4 (Third Party Rights) and 6 (Miscellaneous) shall survive termination of this Agreement.
This Agreement shall all be governed and construed in accordance with the laws of United States of America applicable to agreements made and to be performed in United States of America. You agree that any legal action or proceeding between Your Financial Assist and you for any purpose concerning this Agreement or the parties’ obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in the State of South Dakota, United States of America Any cause of action or claim you may have with respect to the Service must be commenced within one (1) year after the claim or cause of action arises or such claim or cause of action is barred. Your Financial Assist’s failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of this Agreement. Your Financial Assist may assign its rights and duties under this Agreement to any party at any time without notice to you.Any rights of Your Financial Assist not expressly granted herein are reserved.
“By entering your information and checking this message you are authorizing Live Lead Gateway Inc, Brace Doctor, and My Savings Alliance the use of
automated dialer and/or SMS text (std msg rates may apply) to contact you for follow up calls. You understand that consent is NOT a condition of purchase.”
Last Updated Sep. 19, 2019
Your Financial Assist
6260 Westpark Drive 300M Houston, Tx 77057